Senior Lead Counsel Financial Services

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Position Summary...

Reporting to the Vice President and Chief Counsel, Financial Services, the Senior Lead Counsel – Financial Services & Payments will serve as a senior legal leader supporting Walmart’s enterprise financial services and payments ecosystem, including Marketplace, OnePay and Cashi (U.S. and Mexico fintechs), Walmart U.S., Sam’s Club, and Global Treasury.

The person in this role is responsible for providing strategic legal guidance on complex financial services, payments, and fintech initiatives. The right person must have independent judgment, cross-functional leadership, and the ability to translate legal and regulatory requirements into practical, scalable business solutions.

The Senior Lead Counsel will be embedded in product development, partnership structuring, and operational decision-making, ensuring that financial services offerings are designed and executed in a compliant, efficient, and commercially sound manner.

What you'll do...

Strategic Legal Leadership

• Serve as lead legal advisor on high-impact financial services and payments initiatives in the US and in Walmart global markets
• Provide strategic guidance on product design, partnership structures, and regulatory frameworks
• Exercise independent judgment on complex and ambiguous legal and business issues

Marketplace & International Support

• Support Marketplace financial services initiatives, including seller onboarding and payments
• Provide guidance on cross-border financial services and international regulatory frameworks
• Partner with international legal teams to ensure consistent and compliant approaches
• Support Payment Service Provider integrations, seller payouts, cross-border payments, and remittance programs

Payments & Fintech Advisory

• Advise on digital wallets, payment systems, and financial services product development
• Provide legal guidance on BNPL, capital products, and consumer financial offerings
• Support fintech initiatives and integration across Walmart platforms

Regulatory & Compliance Guidance

• Advise on money transmission, licensing frameworks, and regulatory classifications
• Provide guidance on consumer protection laws and regulatory expectations
• Support AML/BSA, sanctions, and cross-border regulatory compliance
• Monitor regulatory developments and proactively advise business partners

Disputes, Chargebacks & Remediation

• Advise on chargeback processes, dispute frameworks, and customer remediation practices
• Ensure alignment with network rules and consumer protection standards
• Support fraud mitigation and operational risk management

Cross-Functional Leadership

• Partner with Product, Engineering, Compliance, Treasury, Tax, Finance, and Business teams
• Influence decision-making across multiple stakeholders without direct authority
• Ensure Legal is engaged early in product and operational initiatives

Team Leadership & Development

• Serve as a senior resource and mentor within the Financial Services Legal team
• Support development of team capabilities and subject matter expertise
• Contribute to improving legal processes, workflows, and ways of working

What you'll bring...

• Juris Doctor (JD) from an accredited law school
• Active bar membership in good standing
• 10+ years of legal experience in financial services, payments, fintech, or banking
• Experience advising on complex regulatory and commercial matters

Preferred Qualifications:

• Experience with:
  • Payments systems and card networks
  • Digital wallets and fintech platforms
  • Money transmission and licensing frameworks
  • Cross-border payments and international financial services
  • Consumer protection and financial services regulatory laws e.g. (UDAAP) and BSA/AML
• Experience working with product and engineering teams in a fast-paced environment
• Strong commercial negotiation experience
• In-house experience at a technology, fintech, bank, payments, or large-scale enterprise organization

The above information has been designed to indicate the general nature and level of work performed in the role. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job. The full Job Description can be made available as part of the hiring process. At Walmart, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more. You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable. For information about PTO, see https://one.walmart.com/notices. Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.
For information about benefits and eligibility, see One.Walmart.
The annual salary range for this position is $195,000.00 - $370,000.00 Additional compensation includes annual or quarterly performance bonuses. Additional compensation for certain positions may also include :
- Stock

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Minimum Qualifications...

Outlined below are the required minimum qualifications for this position. If none are listed, there are no minimum qualifications.

Law degree from an accredited law school and 7 years’ experience in law.
License to practice law in at least one state.
4 years’ experience leading cross-functional teams.

Preferred Qualifications...

Outlined below are the optional preferred qualifications for this position. If none are listed, there are no preferred qualifications.

Primary Location...

811 Excellence, Bentonville, AR 72716, United States of America

Walmart and its subsidiaries are committed to maintaining a drug-free workplace and has a no tolerance policy regarding the use of illegal drugs and alcohol on the job. This policy applies to all employees and aims to create a safe and productive work environment.