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Posted July 24, 2026

Senior Counsel, Assistant Vice President – Payments Negotiations Attorney

JP Morgan Chase
Chicago, IL Full Time
Compensation: $104,500 to $175,000 Annually
Reference: JPMorganChase210768968
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JOB DESCRIPTION

Are you ready to make a significant impact in the world of payments? At JPMorgan Chase & Co., we offer you the opportunity to provide strategic guidance on client contract negotiations that are critical to our clients’ success. As part of our Payments Legal Team, you will collaborate with legal partners and key personnel to enhance negotiation practices and implement cutting-edge technological solutions. If you are intellectually curious and passionate about driving solutions, this role is your chance to shine. Join us and be part of a global team of thought leaders who deliver best-in-class services.

As a Payments Negotiation Attorney in the Payments Legal Team, you will provide transactional and strategic legal support for client contract negotiations in wholesale payments. You will advise on transaction structures and legal and regulatory issues, helping us deliver customer documentation that is clear and compliant. You will collaborate with product counsel and other legal teams to maintain templates, playbooks, and negotiation technology tools that scale best practices. You will help us protect the firm while enabling our clients to achieve their business objectives.

Job Responsibilities

  • Draft and negotiate a wide range of wholesale payments client documentation
  • Advise business partners on transaction structures and associated legal and regulatory issues
  • Coordinate with product counsel and other legal teams to maintain agreement templates and negotiation playbooks
  • Support the development and adoption of negotiation technology tools to improve speed, consistency, and quality
  • Review customer-facing documentation to ensure it is clear, accurate, and compliant with applicable laws and regulations
  • Partner with stakeholders across functions to align legal guidance with business needs and risk standards

  • Identify recurring negotiation themes and recommend practical updates to templates, guidance, and processes

Required Qualifications, Capabilities, and Skills

  • Law degree and active license to practice law in the country of employment by the start date
  • 3 years of experience at a major law firm, financial institution, or in a judicial clerkship
  • Demonstrated negotiation skills and ability to communicate effectively with internal and external stakeholders
  • Working knowledge of banking law, including Uniform Commercial Code Articles 4 and 4A

  • Strong organizational and time management skills with the ability to manage multiple priorities

Preferred Qualifications, Capabilities, and Skills

  • Knowledge of wholesale payments products and services
  • Experience working with merchant services processors or providers
  • Experience with commercial card products
  • Understanding of financial technology and third-party payment processors and applicable legal requirements

  • Familiarity with healthcare payments and health information privacy requirements

All candidates for roles in the Legal Department must be licensed to practice law in the country of employment and successfully complete a conflicts-of-interest clearance review prior to commencement of employment.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we’re setting our businesses, clients, customers and employees up for success.

With large, global operations, the Legal team tackles complex issues and helps shape the regulations that affect the businesses. The group is organized into practice groups that align with the lines of business and corporate staff areas, which encourages collaboration on legal, regulatory and business developments as they arise.

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